Understanding AARP Medicare Supplement: All You Need to Know

Introduction

AARP Medicare supplement is a type of health insurance that is designed to supplement Medicare coverage. Medicare is a government health insurance program for people who are 65 or older, as well as for people with certain disabilities. While Medicare provides a lot of coverage, it doesn't cover everything. That's where AARP Medicare supplement comes in.

Types of AARP Medicare supplement

There are several types of AARP Medicare supplement plans. Each plan has a letter designation, such as Plan A, Plan B, etc. The plans offer different levels of coverage for things like deductibles, coinsurance, and more. Some popular plans include Plan F and Plan G.

Plan F

Plan F is one of the most comprehensive AARP Medicare supplement plans. It covers all of the deductibles, coinsurance, and copayments that are not covered by Medicare. This means that you won't have to pay anything out of pocket for most medical expenses.

Plan G

Plan G is similar to Plan F, but it doesn't cover the Medicare Part B deductible. This deductible is currently $198 per year. However, Plan G usually has lower premiums than Plan F, so it can be a good option for people who don't go to the doctor often.

How to enroll in AARP Medicare supplement

To enroll in AARP Medicare supplement, you must first be enrolled in Medicare Part A and Part B. Once you are enrolled in Medicare, you can then apply for AARP Medicare supplement. You can enroll during the initial enrollment period, which is the three months before your 65th birthday, or during the annual enrollment period, which is from October 15th to December 7th each year.

Conclusion

AARP Medicare supplement can be a great option for people who want additional coverage on top of their Medicare benefits. With several different plans to choose from, you can find one that meets your individual needs and budget. Just make sure to enroll during the appropriate enrollment period to ensure that you can get the coverage you need.

• AARP Medicare supplement - health insurance that supplements Medicare coverage
• Medicare - a government health insurance program for people who are 65 or older, as well as for people with certain disabilities
• Plan F - a comprehensive AARP Medicare supplement plan that covers all deductibles, coinsurance, and copayments not covered by Medicare
• Plan G - an AARP Medicare supplement plan that doesn't cover the Medicare Part B deductible