AARP vs Medicare: Understanding the Differences

Is AARP the same as Medicare?

If you are approaching the age of 65 or have recently retired, you may be
wondering about Medicare and whether it is the same as AARP.
While the two may seem related, they are actually very different.

What is AARP?

AARP stands for the American Association of Retired Persons, which is a
membership organization for Americans over 50. AARP offers a variety of
benefits and services to its members, such as discounted travel and
insurance. AARP is not a government agency or insurance company, but rather
a non-profit organization that advocates for the rights and interests of
older Americans.

What is Medicare?

Medicare, on the other hand, is a federally-funded health insurance program
for Americans over 65 and those with certain disabilities. Medicare
covers a variety of medical services, such as hospital stays, doctor
visits, and prescription drug coverage. The program has several
different parts that cover different services, each with its own costs
and coverage options.

Differences between AARP and Medicare

Membership

One of the biggest differences between AARP and Medicare is membership.
While AARP requires payment of an annual fee to access its benefits, Medicare is
a government-funded program that does not require membership or fees.

Insurance Coverage

While AARP does offer insurance coverage to its members, it is not the same as
Medicare. AARP insurance plans are provided by private insurance companies, and
the coverage options and costs vary by plan. Medicare insurance plans are provided
by the government and have standardized costs and coverage options.

Advocacy

Another difference between the two is that AARP is primarily an advocacy group
that works to protect the rights and interests of older Americans.
Medicare, on the other hand, is a government program that provides health insurance
to a specific population.

Conclusion

In summary, while AARP and Medicare may both be associated with aging and
retirement, they are two distinct entities. AARP is a non-profit organization that
offers benefits and services to its members, while Medicare is a federally-funded
health insurance program for qualifying Americans. Understanding the
differences between the two can help you navigate your options as you
approach retirement age.

Sources

• "About AARP"
• "What Medicare Covers"